Learn more about our established four-part process
The Fiscal physical
Our Onboarding Process
Step 1
CONSULTATION
15 minute intro call
Phone
No Cost
Step 2
DIAGNOSE
Up to 60 minutes information gathering meeting
Zoom, phone or in person
No Cost
Step 3
PRESCRIBE
Up to 60 minutes alchemy presents recommendations
Zoom, phone or in person
No Cost
Step 4
FISCAL PHYSICAL
Annual meeting for all clients
Zoom, phone or in person
See ”Costs” for more info
Comprehensive Financial Planning
We help plan and manage all aspects of your personal finances to build financial plans that take all aspects of your financial life into account.
Investment Management
We are dedicated to helping you grow long-term wealth through low-cost, tax-efficient investments. We ensure your investment's risk profiles are appropriate based on your goals, financial situation, and risk tolerance.
Retirement Planning
We specialize in pre-retirement planning and post-retirement spending strategies to help our clients achieve their financial goals now and in the future.
Cash and Asset Management
We'll create a financial plan that helps ensure you have cash on hand for impending costs and are able to invest strategically and add to your overall value.
Debt Management
We help evaluate your debt profile and determine a plan to best pay down your debt while balancing it with your wealth accumulation goals.
Tax Planning
We partner with your CPA and attorney to build a comprehensive, long-term tax strategy that allows you to keep more of what's yours.
Estate Planning
We'll develop an effective financial plan for you and your loved ones that will meet your needs and protect your assets for years to come.
Financial Risk Management
Helping protect your investments from market fluctuations & unforeseen events by analyzing threats to your assets and determining how much risk is acceptable based on your financial goals.
401(k) Planning
We help our clients achieve long-term financial goals by offering customized 401(k) strategies that are based on each client's unique needs and goals.
Student Loan Evaluation
Our clients typically have higher-than-average student loans. Advice on how to handle them can be confusing and contradictory. We help evaluate student loans and offer guidance on how to best manage them to accomplish your goals.
Philanthropy Management
Philanthropy management helps you impact your community in a way that lasts long after a donation is made.
Insurance Evaluation/Optimization
As fee-only financial advisors, we can help evaluate and recommend insurance policies that are best for you without the conflict of interest of earning a commission on a sale of a product. We earn $0 commissions on insurance.