Learn more about our established four-part process
The Fiscal physical
Our Onboarding Process
Step 1
CONSULTATION
15 minute intro call
Phone
No Cost
Step 2
DIAGNOSE
Up to 60 minutes information gathering meeting
Zoom, phone or in person
No Cost
Step 3
PRESCRIBE
Up to 60 minutes alchemy presents recommendations
Zoom, phone or in person
No Cost
Step 4
FISCAL PHYSICAL
Annual meeting for all clients
Zoom, phone or in person
See ”Costs” for more info
* All you need to do is schedule Step 1 (a 15 minute call) and we will guide you through the process from there
Services We Provide
Comprehensive Financial Planning
We take a holistic approach to your personal finances and build financial plans that take all aspects of your financial life into account.
Retirement Income
Accumulating assets is only half the battle. Once you enter retirement and start the distribution process we help manage those distributions to ensure your savings outlive you.
Student Loan Evaluation
Our clients typically have higher than average student loans. Advice on how to handle them can be confusing and contradictory. We help evaluate student loans and offer guidance on how to best manage them to accomplish your goals.
Investment Management
We help manage your investments by utilizing low cost tax efficient investment vehicles. We ensure your investment's risk profiles are appropriate based on your goals, your current financial situation and your unique risk tolerance.
Debt Management
We help evaluate your debt profile and determine a plan to best pay down your debt while balancing it with your wealth accumulation goals.
Insurance Evaluation/Optimization
As fee-only financial advisors we can help evaluate and recommend insurance policies that are best for you without the conflict of interest of earning a commission on a sale of a product. We earn $0 commissions on insurance.
Retirement Planning
We help craft in depth and comprehensive plans to accumulate the proper amount of wealth to accomplish your financial independence goal.
Social Security Planning
We help clients determine the best time to start taking social security income to optimize benefits.
Tax Planning
We partner with your CPA and attorney to build a comprehensive and strategic long term tax strategy.